Retirement Plan Clients


We provide comprehensive investment management consulting services to sponsors of both Defined Benefit and Defined Contribution Plans. In our role as an independent consultant to organizations that sponsor a Retirement Plan, we acknowledge our position as a co-fiduciary.

Defined Benefit Plans

We assist our Defined Benefit Plan clients in achieving their long-term goals and objectives by providing customized solutions to the specific requirements and unique needs of each client.

Our comprehensive investment management consulting services include:

Plan governance and fiduciary compliance

  • Development of Investment Policy Statement (IPS)
  • Investment Committee and Board education

Strategic Asset Allocation and Long-Term Plan goals and objectives

  • Asset/Liability modeling
  • Liquidity Assessment
  • Risk Modeling
  • Short-Term tactical overlay
  • Development of Optimal Plan Structure

Investment Manager due diligence, searches and retention

  • Traditional and alternatives asset styles
  • Manager fee negotiation

Total Plan performance monitoring

  • Comparison to customized benchmark aligned with strategic asset allocation targets and peer group benchmarking
  • Performance attribution analysis

Retained investment manager performance monitoring

  • Comparison to active peer group and appropriate passive index benchmarks
  • Performance attribution analysis

Plan De-Risking strategies

  • Purchase annuity in the Plan (Buy-In)
  • Full or Partial Termination (Buy-Out)
  • Lump sum payments
  • Liability driven investing (LDI)

Defined Contribution Plans

We assist our Defined Contribution Plan clients achieve their long-term goals and objectives by providing customized solutions to the specific requirements and unique needs of each client.

Our comprehensive investment management consulting services include:

Fiduciary Risk Management & Governance Services

  • Fiduciary Education of Duties and Responsibilities
  • Fiduciary Compliance Assessment
  • Preparation of Investment Policy Statement
  • Advise, Implement and Monitor Fiduciary Risk Management Strategies
  • Assume Role of a Discretionary or Non-Discretionary Investment Fiduciary

Qualified Plan Consulting

  • Benchmarking Studies – Fees, Plan Design Optimization, and Achievement Long-Term Goals
  • Vendor Management – Plan Service Provider Evaluation, Selection and Monitoring
  • Fee Audits, Negotiation and Market Analysis

Plan Optimization

  • Plan Design Features
  • Behavioral Finance
  • Compliance

Investment Management Services

  • Assist in the development of Plan Investment Structure
  • Investment Product Screening, Selection and Replacement
  • Investment Product Performance Monitoring, Evaluation and Reporting
  • Investment Product Analysis
  • Management of Asset/Liability Studies
  • Asset Allocation Studies and Lifecycle Funds

Participant Success and Outcome Based Process

  • Employee Retirement Readiness
  • Accumulation and Decumulation Phases
  • Education and Guidance
  • Advice
  • Managed Portfolios
  • Retirement Readiness Studies
Comprehensive Consulting Philosophy

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Our Advisory Roles

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Asset Strategy Consultants in a Non-Discretionary Advisory Role (ERISA 3(21)):

  • Provides advice
  • Shares liability with client for:
    • selecting plan investment options
    • monitoring plan investment options
    • replacing plan investment options
    • monitoring reasonableness of investment costs

Asset Strategy Consultants in a Full-Discretionary Advisory Role (ERISA 3(38)):

  • Assumes discretion of investments
  • Assumes liability for:
    • selecting plan investment options
    • monitoring plan investment options
    • replacing plan investment options
    • monitoring reasonableness of investment costs